Accepting Bitcoin Payments

A customer's Lightning payment to your shop is final. Who handles a refund if the customer returns the item?

• The customer's bank, through a chargeback
• The shop, by sending a refund under its own policy
• The Lightning Network, which reverses the payment automatically

A shop's payment server is self-hosted and non-custodial. Which of these does it still have to do?

• Pass identity checks run by a payment processor
• Keep records of each sale's dollar value for tax
• Pay a processor's percentage on each sale